I am locked into an apt. lease for 10 more months, should I move out and buy a house?
I have 2 kids and another on the way, and we live in Austin. I don’t forsee making any more money in the next year, and the same with my wife. She will be going on maternity leave in April, which is when our first house payment would be due. The house we like is about where our max on a house is in cost. We are getting many complaints from our neighbors because my kids are kids and sometimes cannot stay quiet. I have considered just asking to break my lease because I cannot physically comply with the guidelines they have set. Also, with the additional child, we will not be in compliance with the Texas Apartment Association’s guideline of no more than 4 occupants in a 2 bedroom apartments. If they do allow me to leave, is this the best time to purchase a house given the 2006 housing market increasing by 12%?
Austin will continue to rise, so I would do it now.
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